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Michigan drivers paid an average of $1,620 a year for full coverage (liability, collision and comprehensive) in 2019, according to the most recent data available from the National Association of Insurance Commissioners (NAIC). Keep in mind that insurance premiums in most states have …Feb 28, 2023 · Farmers auto insurance costs an average of $174 a month, or $2,084 a year. That makes Farmers car insurance more expensive (significantly so, in some cases) than competitors for a full-coverage policy with bodily injury liability limits of $50,000 per person and $100,000 per accident. Coverage amount. 2518 Monument Rd. Ste 2. Grand Junction, CO 81507. (970) 256-7444. Get a quote. Contact Me. Farmers® Agents are here to help with all your home, auto and life insurance questions. Find an Agent in Grand Junction, Colorado who can help pick the right insurance policy for you. 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